Terms of Service

Last Updated: February 11, 2026

Welcome to Ignite Capital Inc. These Terms of Service ("Terms") govern your use of our website and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree, please do not use our services.

1. Acceptance of Terms

By using the Ignite Capital Inc website or services, you affirm that you are at least 18 years of age and have the legal capacity to enter into these Terms. If you are using our services on behalf of a business, you represent that you have the authority to bind that business to these Terms.

2. Our Services

Ignite Capital Inc provides business funding services, including but not limited to:

• Working Capital Loans
• Revenue-Based Financing
• Business Funding
• Short-Term Financing
• Equipment Financing

All funding is subject to application, approval, and execution of formal funding agreements. These Terms do not constitute an offer of credit or guarantee of funding.

3. Application Process

When you submit an application for funding:

• You authorize us to verify the information provided
• You consent to credit checks and background investigations
• You represent that all information provided is accurate and complete
• You understand that approval is not guaranteed
• You agree that formal funding terms will be outlined in separate funding agreements

4. SMS Terms & Conditions

If you opt-in to receive text messages from Ignite Capital Inc, the following terms apply:

Message Delivery

• We may send text messages using an automatic telephone dialing system
• Message frequency varies based on your account activity and preferences
• Messages may include funding updates, appointment reminders, payment notifications, and service-related information
• Standard message and data rates from your mobile carrier may apply

Opt-Out and Support

• You may opt-out at any time by replying STOP to any message
• After opting out, you will receive one confirmation message
• Reply HELP for customer support and more information
• You can also contact us at [email protected]

Privacy and Data Use

• We do not sell or share your mobile phone number with third parties for their marketing purposes
• Your consent to receive text messages will not be shared with third-party marketers
• We may share your information with service providers who assist in message delivery
• See our Privacy Policy for more information

Carrier Compatibility

Our text messaging service is supported on major U.S. mobile carriers. Service may not be available on all carriers or devices. Carriers are not liable for delayed or undelivered messages.

5. Website Use

You agree to use our website only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the website in any way that violates applicable laws or regulations
• Transmit any harmful or malicious code
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the website or servers
• Impersonate any person or entity
• Collect or harvest information about other users

6. Intellectual Property

All content on the Ignite Capital Inc website, including text, graphics, logos, and software, is the property of Ignite Capital Inc or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.

7. Third-Party Links

Our website may contain links to third-party websites. We do not control or endorse these websites and are not responsible for their content, privacy practices, or terms of service. Your use of third-party websites is at your own risk.

8. Disclaimer of Warranties

Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that:

• The website will be uninterrupted or error-free
• Defects will be corrected
• The website is free from viruses or harmful components
• Information on the website is accurate or complete

9. Limitation of Liability

To the fullest extent permitted by law, Ignite Capital Inc shall not be liable for any indirect, incidental, consequential, or punitive damages arising from or related to your use of our website or services, including but not limited to loss of profits, data, or business opportunities.

10. Indemnification

You agree to indemnify and hold harmless Ignite Capital Inc, its officers, directors, employees, and agents from any claims, losses, damages, liabilities, and expenses (including legal fees) arising from:

• Your use of our website or services
• Your violation of these Terms
• Your violation of any rights of another party
• Any information you provide to us

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of our services shall be resolved in the courts located in Los Angeles County, California.

12. Arbitration

Any dispute, claim, or controversy arising from these Terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in Los Angeles County, California.

13. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on this page with a new "Last Updated" date. Your continued use of our services after changes are posted constitutes your acceptance of the modified Terms.

14. Termination

We reserve the right to terminate or suspend your access to our website and services at any time, without notice, for any reason, including violation of these Terms.

15. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

16. Entire Agreement

These Terms, together with our Privacy Policy and any formal funding agreements, constitute the entire agreement between you and Ignite Capital Inc regarding your use of our website and services.

17. Contact Information

If you have questions about these Terms, please contact us:

Ignite Capital Inc
9441 W Olympic Blvd
Beverly Hills, CA 90212
Email: [email protected]